⌕Jump to module⌘K

Net WorthRM 3.96M

Real CashRM 4.4K/mo

Cash Gap-RM6.4K/mo

Next LaunchJun 9

◉

Mission Control

one screen to run the day

🎯 TODAY'S FOCUS

Get all launch assets locked by Jun 14 — REKA ads go live Jun 9.

REKA leads (90% ready, Jun 9), then AI Jun 11, MDP Jun 17. The risk is AI Business Engine — your OWN course at 55%, content not built, launching Jun 11. Orchestrate it; don't sink into building it yourself.

WHY · first ads live in ~8 days and EP producing is the only thing that closes your ~RM6.4K/mo cash gap now that NexEdge income has ended.

-RM6.4K/mo

Cash Gap

the hole vs RM 17K target

RM 3.96M

Net Worth

liquid · 2026-05-20

~RM 4.4K/mo

Real Cash Flow

vs RM 17K target

Jun 9

Next Launch

REKA ads (leads the 3)

Modules

What matters now

▸REKA ads Jun 9 → AI Jun 11 → MDP Jun 17: lock all launch assets by Jun 14
▸AI Business Engine is the risk: your own course at 55%, content unbuilt, launches Jun 11
▸Cash gap RM 6.4K/mo: only EP revenue closes it now NexEdge has ended
▸NexEdge: one last ~RM10K invoice ~July, then full burn sits on the portfolio

💰

Finance

live from your Portfolio sheet · refreshed 06 Jun 2026, 13:45 · asset-rich, cash-tight

PORTFOLIO SNAPSHOT · 2026-05-20

RM 3.96M liquid. Asset-rich, cash-tight.

Income reads RM 10,582/mo but most is reinvested NAV — only ~RM 4,400 lands as spendable cash against ~RM 17–18K burn. The real lever is business revenue + new capital, not more bond funds.

Blended yield 3.21% · 62.2% of the way to the RM 17,000/mo passive target · gap RM 6,418/mo

RM 3,955,794

Total Liquid

live from your sheet

RM 10,582

Monthly Income

~RM 4.4K is real spendable cash

3.21%

Blended Yield

across the whole book

RM 126,987

Annual Income

if every distribution were cash

Progress to RM 17K/mo passive target

RM 10,582 / RM 17,000 per month62.2%

Allocation

By Category

What type of asset

By Platform

Where the money lives

By Currency

FX exposure

Monthly income by platform

Where your cashflow comes from

Moves

📌 Open

○Wire USD 5K Moomoo SG → OCBC SG → BD Merchants — refill US biz USD 3K→8K, zero FX via internal wire
○Accumulate AUD coupons → buy more WSTP/ANZ at AUD ~95 — higher effective yield 6.12% at discount entry

✅ Done

✓Routed Utrade + PMO cash (RM 33K) → bank (2026-05-20)
✓Swept bank dust — CIMB / Affin / HSBC stubs → HLB
✓WhatsApp Anson — opted in to iFast MYR + USD Auto-Sweep
✓USDC RM 132K → Binance RWUSD 3.3% (+~RM 355/mo)
✓Utrade EIB + OWG — SOLD
✓Public Mutual — SOLD
✓Moomoo EH + Tesla — SOLD
✓E-statement coverage ~85% (Affin, HLB, OCBC SG Wealth)
✓Goals + Decision Log tabs built in master sheet

🔒 Decided

▸KAF Vision — HOLD (rebound thesis ~10%/yr, watch RM 56M AUM)
▸KAF Bond — KEEP (1Y 3.25% / 3Y 4.66% / 5Y 4.65%, lowest fee)
▸AmanahRaya — KEEP (diversified, 26% concentration fine, NAV reinvest)
▸Bond distributions — keep NAV (wealth identical either way)
▸Maybank / PMB sukuk — SKIP (weaker than current)
▸IC Markets — KEEP as trading sandbox (USD 5K hard cap)
▸iFast — leave it (Anson trailer minimal, Jade managed there)
▸Uwealth — Anson handles rotation (waiting AI boom cool-down)
▸Moomoo MY MMF 3.15% — KEEP (daily spending account)

Every position · grouped by platform

Position	Amount	% Total	Yield	Income/mo	Curr
FSMOne	RM 1,461,154	36.9%	4.51%	RM 5,489
AmanahRaya Syariah Trust	RM 525,808		4.50%	RM 1,972	MYR
KAF Bond Fund	RM 519,368		3.50%	RM 1,515	MYR
WSTP 5.815% 04Jun2040 (AUD)	RM 269,212		5.82%	RM 1,306	AUD
ANZ 6.171% 14Aug2045 (AUD)	RM 134,510		6.17%	RM 692	AUD
FSMOne Cash Solutions	RM 12,256		0.50%	RM 5	MYR
iFast (Anson)	RM 1,061,352	26.8%	3.47%	RM 3,072
AmanahRaya Syariah Trust	RM 502,638		4.50%	RM 1,885	MYR
KAF Bond Fund	RM 272,384		3.50%	RM 794	MYR
iFAST Jade Global Portfolio	RM 160,226		—	—	MYR
WSTP 5.815% 04Jun2040 (AUD)	RM 80,764		5.82%	RM 392	AUD
KAF Vision Fund	RM 39,677		—	—	MYR
iFast Cash Solutions	RM 5,664		0.10%	RM 0	MYR
Uwealth (Anson)	RM 509,110	12.9%	0.47%	RM 201
Nomura Global Shariah Tech	RM 52,597		—	—	MYR
Maybank AsiaPac ex-Japan	RM 91,635		—	—	MYR
KAF Vision Fund	RM 77,474		—	—	MYR
Eastspring Bond Fund	RM 60,409		4.00%	RM 201	MYR
Principal Global Technology	RM 162,591		—	—	MYR
AHAM World Series Japan	RM 64,404		—	—	MYR
Banks	RM 439,202	11.1%	3.18%	RM 1,164
Bank + e-wallet cash (MYR)	RM 57,311		—	—	MYR
OCBC SGD	RM 28,268		—	—	SGD
Affin offset (mortgage)	RM 353,622		3.95%	RM 1,164	MYR
Moomoo SG	RM 232,558	5.9%	1.25%	RM 242
US Stocks (BIDU/FUTU/HSAI/EH)	RM 173,046		—	—	USD
United SGD USD MMF	RM 59,512		4.88%	RM 242	USD
Binance	RM 174,675	4.4%	1.15%	RM 167
Crypto - RWUSD + BTC/ETH/BNB	RM 174,675		1.15%	RM 167	USD
Moomoo MY	RM 32,459	0.8%	2.97%	RM 80
Tesla + free stock	RM 2,358		—	—	MYR
3 MYR Sharia MMFs	RM 30,101		3.20%	RM 80	MYR
KLDX	RM 25,000	0.6%	8.00%	RM 167
CAPE Renewables	RM 25,000		8.00%	RM 167	MYR
IC Markets	RM 20,284	0.5%	—	—
Trading account (XAUUSD)	RM 20,284		—	—	USD

Cash / paper split 34 / 66 · growth bucket target ~35%. Currency mix MYR 76% · AUD 12% · USD 11% · SGD 1%.

Drawdown ceilings: 15% soft / 20% hard · RM 70K cash carve-out · RM 17K/mo passive target by Q2 2027. The real lever is biz revenue + new capital, not more bond funds.

Portfolio Master Sheetlive tracker · Google Sheets↗

⚔️

War Room

survive-first lens · cash runway, drawdown, and the EP number that fixes both

Cash runway · at this draw

—

months

cash basket runs dry — if nothing else changes

Drawdown rate · the forever test

—

🎛️ Dials

Monthly burn

Real cash income (portfolio)

EP business income 🎯

Cash reserve (untouchable)

🔀 Toggles

Affin offset counts as spendable +RM354K cash, but tapping it raises mortgage interest 3.95%

Flip AmanahRaya → payout routes reinvested distributions into cash

📈 Levers from here

🎯 What EP has to produce

💵 What counts as spendable cash

Burn = RM18K excludes Meta ad spend funded on a personal card. Once REKA/AI/MDP ads run (Jun 9/11/17), true monthly outflow climbs; drag the burn dial up to see the real runway during launch.

🚀

Business · EP

3 pillars staggered ~1 wk apart — webinars REKA Jun 16 · AI Jun 18 · MDP Jun 24

Pillars

REKA · AI Biz Engine · MDP

Jun 9

Next Launch

REKA ads live (leads the 3)

~RM 4.8M

Pipeline Potential

annual, across 3 pillars

AI @ 55%

Watch

least ready, own course, T–10d

Pillars

🥇

REKA

90% ready

AI Revenue Engine Sprint, RM2,997. Haziq + Amri. 50/50 GP + 30/70 TINARA + 10/90 automation. Pages live, deck + WhatsApp flows done.

Ads Jun 9 · Webinar 1 Jun 16 (weekly series) · Workshop wk Jul 20-26

🚨

AI Business Engine

55% — the risk

EP's OWN in-house course (not a partner trainer). Launches on ads + lander; content built through June while ads run. Gin = face, Steven = AI brain (40/60 GP), Patrick = business.

Ads Jun 11 · Webinar 1 Jun 18 (weekly series) · Workshop wk Jul 13-19

🥉

MDP

70-80% ready

12-mo Mgmt Dev Programme w/ CMNet. Dato Indra + Johan. Deck v7, 15-min showreel. Fee: RM1500 deposit + RM1500/mo via CMNet, HRDC-claimable (else pax pays).

Ads Jun 17 · Webinar 1 Jun 24 (weekly series) · Intake Sept

Launch Sequence (revised 2026-06-01 w/ Gin)

Jun 9

REKA — ads live

leads the 3; still gated on Haziq's demo

Jun 11

AI Business Engine — ads live

own course; content built through June

Jun 16 / 18

First webinars: REKA / AI

each then runs a WEEKLY series (~5 webinars)

Jun 17 / 24

MDP — ads live / first webinar

runs last; ~4 weekly webinars

Jul 13-26

Workshops (tentative)

AI wk Jul 13-19 · REKA wk Jul 20-26 — staggered, not collided

Sept

MDP first intake

then Jan, May — 4-month cycle

Delay Cost — the urgency lever

Pillar	Annual Potential	Weekly Slip Cost
AI Business Engine	RM 2.0M	RM 46,700
REKA	RM 2.0M	RM 46,700
MDP	RM 0.8M	RM 18,700

Team

🎤

Gin

Face / trainer — AI Business Engine

🧠

Steven Phang

AI brain — course / content / ads (40/60 GP)

🎨

Czarina

Creative — ad banners, videos, design

🏛️

Dato Indra

MDP architect

🎓

Johan Irwan

MDP lead trainer

⚙️

Haziq + Amri

REKA — trainer + co-founder

Recent Decisions

06-05

NexEdge: final ~RM10K bills ~July

advisory NOT ended; June light, 6th month bills ~July, then free mentoring tail. One last inflow, not recurring.

06-01

Staggered launch calendar

REKA → AI → MDP, ~1 wk apart; webinars 16/18/24; each pillar runs a weekly series

06-01

Stripe over SenangPay

no annual fee + Payment Links vs SenangPay's ~RM900/yr + slow payout

05-25

Renamed AI Academy → AI Business Engine

outcome-language repositioning

05-21

REKA: proceed, cap Haziq to 3 months

chronic lateness quarantined; Amri carries the reliable side

AI Business Engine is the risk pillar: lowest readiness (55%), it's your OWN course with content not yet built, launching in ~10 days. Orchestrate the launch, don't absorb the build. NexEdge has one last ~RM10K invoice landing ~July, then it's done; after that the full burn sits on the portfolio until EP produces.

💪

Body

supplement protocol + sleep reference

Reference only. Sleep window 23:00 → 07:00 (8h). The after-lunch block alternates Day A vs Day B. Full protocol below.

Supplement protocol

Block / Time	Supplements	Dose	Notes
Block 1 · Upon waking	Cocoa powder · Chia seeds · Ashwagandha · Creatine mono · Tru Niagen (NIAGEN)	2 Tbsp · 2 Tbsp · 1 tsp · 5 g · 300 mg	Mix powders into water as a morning focus drink before work; take the capsule with it. Focus & cellular energy.
Block 2 · Morning work block	— fasting window, no pills —	—	Keep clear of pills; steady, crash-free workflow while the morning drink absorbs.
Block 3 · 20 min before breakfast	Probiotic 30 Billion CFU	1 cap	Empty stomach + large glass of water; wait 20 min before eating so bacteria pass safely. Gut health.
Block 4 · After lunch — Day A (Mon/Wed/Fri/Sun)	Caltrate Calcium + D combo · Vitamin C · Ginkgo Biloba	1 tab · 1 dose · 120 mg	Take together right after lunch. Lunch separates the calcium from morning cocoa oxalates & evening magnesium. Maintenance & immunity.
Block 4 · After lunch — Day B (Tue/Thu/Sat)	Vitamin D3 + K2 · Zinc + Selenium · Vitamin C · Ginkgo Biloba	5,000 IU / 120 mcg · 15 mg Zn · 1 dose · 120 mg	Same timing as Day A.
Block 5 · After dinner	Curcumin C3 Complex · Omega-3 fish oil · Legalon	1,000 mg (2 caps) · 1 softgel · 140 mg	Together right after dinner — dietary fat + fish oil boost curcumin absorption (targets foot inflammation). Every single day. Anti-inflammation & liver.
Block 6 · Before bed	Magnesium Lysinate Glycinate Chelate	200 mg (2 tabs)	With water ~2h after dinner, right before sleep; dedicated window so it doesn't clash with daytime minerals. Muscle relaxation & sleep.

Block 4 alternates by day: Day A (Mon/Wed/Fri/Sun) vs Day B (Tue/Thu/Sat).

📚

Content

knowledge hub · research · course distillations · second brain

KNOWLEDGE HUB

What you've learned, distilled and findable.

Course distillations, deep-study syntheses, research outputs and the second-brain index — the library that feeds the work.

8 courses ingested · 6 distilled · SecondBrain index still to build

Library

扫地生 Deep Studylatest 20 videos synthesized · incl. portfolio analysis↗

Course library

📘

Distilled courses

6 done

Marketing / DR / webinar IP distilled into skills + references.

📐

Quant courses

3 pending

Queued for distillation → feeds the Quant side project.

🧠

SecondBrain

index todo

8 courses ingested; entity / concept / index pages still to build.

Pipeline

○Build the SecondBrain index (entity / concept / index pages)
○Auto-drop research reports + content drafts here as a feed
○Link YouTube Scout finds into the library

🛰️

Launchpad

deployed apps · docs & sheets · side projects · one click out

Everything you've shipped or are tinkering with, reachable from here. Apps open in a new tab; side projects open as their own page so the cockpit stays focused.

Live apps